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Laya Healthcare
Laya Healthcare is a health insurance company in Ireland. Its headquarters are in Little Island, County Cork. It is regulated by the Health Insurance Authority.
==History==
BUPA Ireland entered the private medical insurance market in Ireland in 1997 ending the Vhi Healthcare monopoly which had existed for almost 40 years following the opening of the health insurance market in Ireland in 1994.〔(【引用サイトリンク】title=Health Insurance Act 1994 )〕 In December 2006, BUPA Ireland announced that it would be leaving the Irish market as the High Court had left the Risk Equalisation scheme unchallenged. BUPA Ireland argued it could not afford to make a cash transfer to Vhi Healthcare as required under the Risk Equalisation Scheme. In February 2007 the QUINN group acquired BUPA Ireland and renamed it QUINN-healthcare.〔(Quinn Group announces 500 Fermoy jobs ) RTÉ News, 17 April 2007〕〔(Irish Supreme Court rules in favour of BUPA in risk equalisation case against the Government ) Finfacts Ireland, 16 July 2008〕
As a new insurer, QUINN-healthcare was exempt from the Risk Equalisation payments for three years which was the normal concession granted to any new market entrant. In 1994 the Supreme Court ruled that the Governments Risk Equalisation specifications were incompatible with the ''Health Insurance Act 1994'' and must be set aside. But the ''Health Insurance (Miscellaneous Provisions) Bill December 2008'' proposed a new scheme of levies on all health insurance members to be used to fund a new system of tax credits for those over 50 who have private medical insurance.〔(Private health insurance ) Private Medical Insurance in Ireland, a short summary; Citizens Information Board, 24 June 2010〕
In late 2009, the future of the entity came into question, as its holder, the QUINN group, fell into administration, and was looking to sell off its insurance assets in the UK and Ireland.〔(Quinn health price tag: €20m? ) Insurance Times, 14 June 2010〕 A plan was considered by the Irish Government to buy QUINN-healthcare and merge it with Vhi Healthcare, but was not acted on.〔
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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